This article aims to identify the factors that influence the academic performance of undergraduate students, focusing on digital literacy, digital knowledge and skills, as well as personal characteristics in the digital economy. To identify these relationships, surveys were conducted among students using appropriate online questionnaires, and the Big Five Personality Traits (BFPT) tes... https://echobookmarks.com/story19493379/strategi-aktif-pasif-dalam-optimalisasi-portofolio-saham-indeks-lq-45